Resources
Foreclosure intervention & prevention
If you are behind on your mortgage, act early. Free HUD-approved housing counselors can review options with you.
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Find a HUD-approved counselor. Use HUD’s housing counselor search at hud.gov/findhousingcounselors.
Servicer contact. Call your mortgage servicer’s loss mitigation line and keep a log of dates, names, and what you submitted.
Avoid scams. Never pay upfront fees to a stranger who “guarantees” a modification. Walk away from high-pressure tactics.
Fannie Mae & Freddie Mac — if your loan is backed by either enterprise, dedicated homeowner portals may list workout options.
Contact Credit Coalition to ask whether we can assist or refer you.